About GBG ID3global
GBG ID3global is a data provider you can use to run these checks:
How Bank account verification using a CRA works with GBG ID3global
This is the default behavior for a variant of the Bank account verification using a CRA check with GBG ID3global as the data provider.
The check is performed by searching the individual’s bank account details, including sort code and account number, and personal details, such as name, address, and date of birth, in the credit rating agency’s (CRA’s) database.
The check passes when the CRA verifies the bank account belongs to the individual.
If one or more of the individual’s details do not match the details in the CRA’s database, the check fails.
If the individual’s entity doesn’t have data for the required fields, an error is displayed.
If the country of address in the individual’s entity isn’t covered by GBG ID3global, an error is displayed.
You can also configure this check to see if the bank account number is valid for an individual. See the Bank account verification using a CRA configuration options topic for more details. To improve the accuracy of the results, provide the customer's middle name.
Note that this variant is for British bank accounts only.
How an Electronic identity check works with GBG ID3global
This is the default behavior for a variant of the Electronic identity check with GBG ID3global as the data provider.
This check is performed by searching the individual’s details, such as name, date of birth, address, and, if available, phone number; in some cases, national identity number, passport number, and driver's license number are also sent, in the sources supplied by GBG ID3global.
The check passes when a 2+2 result is achieved, which happens when either of these conditions are true:
The individual’s full name and address are matched in one source and the individual’s full name and date of birth are matched in a second source.
The individual’s full name and address are matched in two distinct sources.
If a 2+2 result cannot be achieved, the check looks for a 1+1 result.
The check returns a partial match when a 1+1 result is achieved, which happens when either of these conditions are true:
The individual’s full name, date of birth, and address are matched in one source.
The individual’s full name and address are matched in one source.
If the conditions are not met for a 2+2 result or a 1+1 result, the check fails.
If the individual’s entity doesn’t have data for the required fields, an error is displayed.
If the country of address in the individual’s entity isn’t covered by GBG ID3global, an error is displayed.
Although in some cases the individual's national identity number is required to search GBG ID3global's sources, the Electronic identity check does not confirm the validity of the individual’s national identity number by default. If you want to use this check to confirm the validity of the national identity number, use the Identity number must match in one source to achieve a 1+1 or 2+2 result configuration option.
Which national identity numbers can be used?
The following national identity numbers can be used:
Country | Type of national identity number |
|---|---|
Brazil | |
Canada | |
China | Resident Identity Card |
Colombia | |
Denmark | CPR |
Hong Kong | Hong Kong Identity Card (HKID) |
Indonesia | |
Italy | Codice fiscale |
Poland | |
Saudi Arabia | |
Singapore | National Registration Identity Card (NRIC) |
South Africa | |
Spain | |
Switzerland | Swiss identity card |
Turkey | Republic of Turkey Identity Card (Kimlik Kartı) |
United Arab Emirates | Emirates Identity Card |
United States | Social Security Number (SSN) |
Vietnam | Citizen Identification Card (Căn cước công dân) |
How ID verification (Maxsight collects documents) works with GBG ID3global
This is the default behavior for a variant of the ID verification (Maxsight collects documents) check with GBG ID3global as the data provider.
You upload the individual's document to Maxsight. Maxsight submits the document to GBG ID3global who checks for signs of forgery and extracts the individual’s name, date of birth, and, where possible, nationality from the document.
You can upload these documents for the Verify address task:
Driving license
State ID
You can upload these documents for the Verify identity task:
Driving license
Passport
State ID
The document size limit is 50MB. The following file types are accepted: GIF, JPG, PNG, PDF, TIFF.
Maxsight cross-references the extracted data provided by GBG ID3global with the details recorded in the individual’s entity, for example, name, date of birth, and, if available, nationality.
Maxsight imports an image of the documents to the task on the entity.
The check passes when all three criteria are met:
The document details obtained from GBG ID3global match the details in the entity.
GBG ID3global confirms the documents are authentic.
GBG ID3global confirms that any additional checks have passed, such as police checks or selfie checks.
If the individual’s details do not match the data in GBG ID3global’s sources, the check fails.
Because cross-referencing the individual’s details is an action performed in Maxsight and not in GBG ID3global, it’s possible for the check to pass in GBG ID3global but fail in Maxsight.
If the individual’s entity doesn’t have data for the required fields, an error is displayed.
If the country of address in the individual’s entity isn’t covered by GBG ID3global, an error is displayed.
To get step-by-step instructions for running this check, see Verify a document.