Skip to main content

Configuration details for GBG ID3global

GBG ID3global is a data provider you can use to run these checks:

Bank account verification using a CRA

You have the following configuration options. These are all optional:

  • Use the most recent previous address if the check fails: When this option is selected, if the check fails the first time it's run and there's more than one address in the address history, the check is run a second time automatically using the most recent address that isn't the current address. The check is only run again automatically once. Any time the check is run again automatically, you are charged for a second check. If the addresses provided on the individual's entity do not include dates, the addresses used for this check are selected at random.

  • Attempt bank account validation if the check fails (Resold checks only): When this option is selected, if the initial check shows that the account details do not match the individual in the entity, a second check is run to see if the bank account is valid for any individual. If the bank account is valid, the check result is determined by the configuration option for Result when verification fails but validation passes. Any time the check is run for bank validation, you will be charged again as a separate check.

    Note

    We have deprecated the ability to use the Maxsight reselling commercial agreement.

  • Result when verification fails but validation passes: Determines which check result is returned when bank validation fails but bank verification passes. The options you can select are Pass, Partial, or Fail. This configuration option is used if you're using a GBG profile that has bank verification and bank validation. Note that with the GBG profile, you can have bank validation execute on the condition that bank verification fails, but you must always have bank verification as well.

Entity fields

These are the entity details searched in GBG ID3global’s sources:

Name

Description

First name(s)

(personal_details.name.given_names)

*Required

The individual’s first and, if applicable, middle names.

Surname

(personal_details.name.family_name)

*Required

The individual’s last name.

Date of birth

(personal_details.dob)

*Required

The individual’s date of birth.

Addresses (address_history)

*Required

The individual’s address history.

Bank account

(banking_details.bank_accounts)

*Required

The individual’s bank account details, including sort code and account number, country, and type.

Electronic identity check

You can use the following configuration options:

  • Configure custom matching rules: When this option is selected, you can input your own rules. Note that the custom rules that you configure here will override the data provider result and the default Maxsight rules.

  • Date of birth must match in one source to achieve a 1+1 or 2+2 result: When this option is selected, it’s only possible to achieve a 2+2 result or a 1+1 result when the individual’s date of birth is matched in GBG ID3global’s sources. In other words, a 2+2 result is only achieved if the individual’s full name and address are matched in one source and the individual’s full name and date of birth are matched in a second source. A 1+1 result is only achieved when the individual’s full name, date of birth, and address are matched in one source.

  • Fail the check if a mortality result is found: When this option is selected, the individual’s full name, address, and if provided date of birth are searched in GBG ID3global's mortality lists. If a match is found for the full name and address or a match is found for the full name and date of birth, the check fails and the mortality confidence level from GBG ID3global is displayed in the result details next to the source name. This configuration option is only used when the check is run in the United States.

  • Fail the check if a COPPA alert is found: When this option is selected, the check fails if an alert is found for the Children's Online Privacy Protection Rule (COPPA). This configuration option is only used when the check is run in the United States.

  • Identity number must match in one source to achieve a 1+1 or 2+2 result: When this option is selected, the individual’s national identity number is required to achieve a 1+1 result, meaning that a 1+1 result is achieved when one of the following conditions is true:

    • The individual’s full name, date of birth, address, and national identity number are matched in one source.

    • The individual’s full name, date of birth, address, and the last four digits of their national identity number are matched in one source.

    • The individual’s full name, address, and national identity number are matched in one source.

    • The individual’s full name, address, and the last four digits of their national identity number are matched in one source.

    Additionally, the check only passes when the national identity number is verified in GBG ID3global’s sources. The check displays an error if it’s run on an individual entity that doesn’t have a national identity number.

    When this option is selected, it’s not possible to achieve 2+2 results.

    When the DOB must match in one source to achieve a 1+1 or 2+2 result and Identity number must match in the source to achieve a 1+1 result configuration options are both used, a 1+1 result can only be achieved when one of the following conditions is true:

    • The individual’s full name, date of birth, address, and national identity number are matched in one source.

    • The individual’s full name, date of birth, address, and the last four digits of their national identity number are matched in one source. It’s not possible to achieve 2+2 results.

  • Full identity number must match instead of the last 4 digits: When this option is selected, the full national identity number must match instead of the last 4 digits.

  • Address must match to achieve a 1+1 or 2+2 result: When this option is selected, the check behaves in the way described in the How an Electronic identity check works with GBG ID3global section. When this option is deselected, it is possible to achieve 1+1 results as long as the check is run in the United States and the Identity number must match in one source to achieve 1+1 or 2+2 results configuration option is in use. Note that this option is enabled by default but is not required.

    A 1+1 result can be achieved when any of the following conditions are true:

    1. The individual’s full name, date of birth, address, and national identity number are matched in one source.

    2. The individual’s full name, date of birth, address, and the last four digits of their national identity number are matched in one source.

    3. The individual’s full name, address, and national identity number are matched in one source.

    4. The individual’s full name, address, and the last four digits of their national identity number are matched in one source.

    5. The individual's full name, date of birth, and national identity number are matched in one source.

    6. The individual's full name, date of birth, and the last four digits of their national identity number are matched in one source.

    7. The individual's full name and national identity number are matched in one source.

    8. The individual's full name and the last four digits of their national identity number are matched in one source.

    When this option is deselected, it is not possible to achieve 2+2 results.

    Note

    Note that Identity number must match in one source to achieve 1+1 or 2+2 results must be enabled. If it is disabled, deselecting Address must match to achieve a 1+1 or 2+2 result will not have any effect.

  • Validate the date of birth if the year matches: When this option is selected, the individual's date of birth is considered validated as long as the year of birth matches.

  • Include forename alias matches from the following sources (optional): When this option is selected, the individual's name is considered validated if the first name or an equivalent spelling is discovered in any of the databases you select. You can choose from the following databases: UK Edited Electoral Roll (ID 101), UK National Identity Registry (ID 245), Experian UK Credit Bureau Credit Database (ID 394), and Experian UK Credit Bureau Electoral Registry (ID 394). To learn more about how GBG ID3global determines equivalent spellings for first names, please speak with your account manager.

  • Validate address if either province or locality matches, even if other fields are flagged as mismatched: When this option is selected, the address is considered validated when the province or locality matches, even if other address fields do not match.

    If the addresses provided on the individual’s entity do not include dates, the addresses used for this check are selected at random.

Entity fields

These are the entity details searched in GBG ID3global’s sources:

Name

Description

First name(s)

(personal_details.name.given_names)

*Required

The individual’s first and, if applicable, middle names.

Surname

(personal_details.name.family_name)

*Required

The individual's last name.

Date of birth

(personal_details.dob)

*Required

The individual’s date of birth.

Addresses

(address_history)

*Required

The postal code is optional for the following countries: Brazil, China, Hong Kong, India, Luxembourg, Malaysia, Mexico, Romania, Russia, Saudi Arabia, Singapore.

The individual’s address history.

Phone number

(contact_details.phone_number)

Optional

The individual's phone number.

National identity number

(personal_details.national_identity_number)

Optional

This field is required for all countries when the Identity number must match in one source to achieve a 1+1 or 2+2 result configuration option is used.

The individual’s national identity number for their registered country.

Passport number

(collected_data.documents_metadata)

Optional

GBG only supports sending one non-UK passport number. If there are multiple non-UK passports, we will send the passport that matches the country of address

The individual's passport number.

Driver's license number

(collected_data.documents_metadata)

Optional

We will send one driving license per country for countries where GBG supports driver's licenses.

The individual's driver's license number.

ID verification (Maxsight collects documents)

You can choose from the following configuration options:

  • Check the individual's nationality against the one extracted from the document: When this option is selected, Maxsight always cross-references the country of nationality recorded in the individual’s entity against the country of nationality that GBG ID3global extracted from the document. If the country of nationality does not match, the check fails. If the entity does not have a country of nationality, an error is displayed.

  • Check the individual's date of birth against the one extracted from the document: When this option is selected, Maxsight cross-references the date of birth recorded in the individual's entity against the date of birth that GBG ID3global extracted from the document. If the date of birth doesn't match, the check fails.

  • Require full date of birth (year, month and day) to run the check: When this option is selected, the full date of birth must be provided in the entity to run the check. When deselected, a partial date of birth, such as year and month or just year, can be used.

Entity fields

These are the entity details matched with the document details extracted by GBG ID3global:

Name

Description

First name(s)

(personal_details.name.given_names)

*Required

The individual’s first and, if applicable, middle names.

Surname

(personal_details.name.family_name)

*Required

The individual’s last name.

Date of birth

(personal_details.dob)

*Required

The individual’s date of birth.

Addresses

(address_history)

*Required

The individual’s address history.

Nationality

(personal_details.nationality)

Optional

This field is required when the Check nationality configuration option is used

The individual’s country of nationality.

If you’re running the check via the API, the ID verification check also uses the following field from the ID check’s documents:

Key name

Description

document_id

*Required

The document’s unique identifier in Maxsight.

Additional information

In this section: